Ah, tax refund!
Heaven’s sweetest blessing to the obedient taxpayer!
As soon as you get the money in your hand, your brain starts throwing all those things at you in such a huge rush of happy hormones.
But slow down a bit. Sit down and think for a while about how you can put this money to its best use(s). There are so many things you want to do, right?
On one hand, you have that mile-long bucket list calling out for your attention, on the other, there’s that gym membership you’ve always thought of getting.
Here are our suggestions on how you can spend money wisely by going on a well-crafted, pre-planned splurge:
1. A Holiday
We all have that one destination we’ve always wanted to visit.
Well, let’s be honest, we probably have 20 such places in our mind.
Give yourself a break from work and use the extra money to go on a short trip. Pamper yourself with some good hotels and gourmet food in some faraway recluse.
Go scuba diving, go bungee jumping, just go!
2. A better phone plan
You know those phone services and plans that you’ve always ignored because of how costly they are?
Now is a good time to get one.
Look for a long-term plan with good benefits.
Change your phone service if that’s what it takes, but look for something that’s long-term.
3. Learn more about cooking
You may be a great cook already, but one the best ways to spend some extra money is by taking cooking classes.
Go for some new cuisine, or learning how to make those luxuriously decorated cakes that are so pretty you don’t even feel like cutting them up.
Going for cooking classes is a good investment of your money, as you can feed yourself good food every day after that.
4. Some good kitchen appliances
If you’re already a good cook and don’t need any of those cooking classes, invest your money in some top quality kitchen appliances, so you can cook like the pros.
An experience at a concert is unforgettable.
Use your extra money to go watch that one artist or band you’ve always wanted to see.
You can use the money of the best seats and probably even a meet and greet!
6. Gym membership
That costly gym you’ve always avoided because it’s a little too costly, this is the time to sign up for it.
If your extra bucks can get you into shape, then go for it.
Need I mention this?
If retail therapy is what works for you, grab your money and go buy those designer shoes, dresses, accessories, everything that you’ve longingly eyed through the display window.
Renew your wardrobe, and add some trendy new work clothes and evening wear to it.
Relax, there is no reason to feel guilty about spending your money like this.
Experts on psychology and finance would say that the occasional splurge is actually necessary for the average person.
It helps in achieving financial happiness.
Besides who wouldn’t want to feel like a queen once in a while?
So spend your money wisely, and go for what makes you happy.